Fight inflation with an investment that offers industry leading yields with no lock-up periods or management fees.
Now accepting accredited businesses and individuals.
Featured in
YTD Q3
PennyWorks1
All clients
2.36%
Bond Market
Taxable Investment-grade U.S. Bonds2
-13.93%
Stock Market
S&P 5002
-24.38%
1 PennyWorks inception date is 4/18/22.
2 See our full disclosure on how these figures are calculated.
Sign up in less than five minutes and start earning yield immediately.
Get industry leading yields with the flexibility of cash.
The best of both worlds, right at your fingertips.
We use industry-leading security solutions and Multi-Factor Authentication (MFA) to safeguard your account.
Set up and fund your account in just a few minutes to start earning passive income.
We leverage blockchain technology to minimize risk and reduce overhead, putting more money in your pocket.
I’m impressed with how easy PennyWorks was to use. I would recommend to anyone who is looking to enhance their yields.
Fiona Z
Investor since April ’22
A hard lesson was learned when Celsius locked my withdrawals in early 2022 and kept all my investment in limbo. On the other hand, PennyWorks provides the confidence to its investors by providing the flexibility to invest as well as withdraw any amount, at any moment.
Josh L
Investor since April ’22
PennyWorks has one of the most intuitive, easy-to-understand interfaces I've ever used. It's the rare tool I actually look forward to using on a regular basis!
David T
Investor since April ’22
See why PennyWorks is perfect for you.
See why PennyWorks is perfect for you.