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Offers to sell, or the solicitations of offers to buy, any security can only be made through official offering documentation that contains important information about risks, fees and expenses. No communication by HybridFi Inc. ("HybridFi") or any of its affiliates (collectively, with HybridFi, the “HybridFi Group"), through this Site or any other medium, should be construed, or is intended, to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. Nothing on this Site is intended as an offer to borrow or extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction.

Neither the Securities and Exchange Commission ("SEC") nor any federal or state securities commission or other regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by, or through, this Site. HybridFi is not registered, licensed, or supervised as a broker dealer or investment adviser by the SEC, the Financial Industry Regulatory Authority, or any other financial regulatory authority or licensed to provide any financial advice or services. HybridFi is not registered as an investment company under the Investment Company Act of 1940, as amended. HybridFi Lending LLC dba PennyWorks NMLS #2184982. 

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