PennyWorks is the way smart investors can earn more through digital asset lending, no crypto experience required.
At PennyWorks, we want to make sure your money is working harder for you. With decades of experience in fixed income strategies, we've built a system that delivers daily returns with low risk, through the use of Decentralized Finance (DeFi) lending platforms.
By leveraging the best of DeFi and traditional finance, we've cracked the code on how to effectively manage and reduce risk in the digital asset ecosystem.
Stablecoin lending is one of the most low-risk investment opportunities in the digital asset space. Most lending activity is done on a collateralized basis across multiple lending protocols. These lending protocols liquidate loans that exceed their protocol’s Loan-To-Value (LTV) thresholds in near real-time to keep investors’ principal safe.
A. Lending protocols establish the collateralization requirements to reduce market risk.
B. When a borrower is not able to meet the collateralization requirements or their collateral value falls below the requirements, their position is liquidated.
This can happen quickly because the lending protocols hold the collateral, and they can use decentralized exchanges to liquidate the collateral within the same transaction, dramatically reducing market risk during the process.
See how PennyWorks stacks up to traditional low-risk investment yields.